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Cash · the 6 C’s

Cash flow runway calculator

If things got tight, how long could your business keep trading? Let’s find the number.

Where you are now

Rough figures are fine — be honest, not aspirational. The picture is more useful when it’s truthful.

Money you could actually use today — bank balance, less anything already committed.
A typical month’s receipts: revenue collected, plus anything else landing in the account.
Everything that leaves: wages, rent, suppliers, loan repayments, tax set-aside, your own drawings.
Your monthly position
Enter your numbers above to begin.
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Your runway, as things stand
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Once your figures are in, you’ll see how many months the business could keep running on today’s cash.

The stress test

The question worth answering before you have to: if revenue dropped next month, how long would the runway really be?

If monthly revenue dropped by20%
Runway now
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Runway under stress
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›What if you acted?

Same stressed month — but you make moves. Adjust the levers and watch the runway change.

Spend you could pause or trim without breaking the business.
Faster invoicing, deposits, a price move, chasing what you’re owed.
A facility, owner funds, an asset sale — money in, once.
Under stress, with these changes, your runway becomes:
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Revenue growth is good. Profit is better.
But cash is king — without it, you’re done.

This is a snapshot. A live 13-week forecast turns it into something you can actually steer by — so the number stops being a worry and starts being a plan. That’s a conversation, not a pitch.

This is one room of six. The 6C Health Check looks at the whole business — Clarity, Customer, Culture, Compliance, Consistency & Cash — and shows you where to start.

Book a free 30-minute call →